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Do you know that homes in Florida, Texas, North Carolina, South Carolina, Georgia, and Louisiana have a high chance of suffering property damage?

These coastal states have a long record of property damage which does not seem likely to wane in the coming years.

Despite the significant number of property damages recorded in these states, there is also a high number of denied and underpaid insurance claims in Florida, Texas, North Carolina, South Carolina, Georgia, and Louisiana and the reasons behind the denial of most of these property damage claims are avoidable mistakes and unjustified reasoning.

Filing a claim on your own can be complicated, stressful, time-consuming and confusing. You need help to avoid the complicated documents and the potential pitfalls that can get your insurance claim denied.

In our experience at Dependable Claims Specialists, we know that many people do not realize the need for professional public adjusters when they want to file their insurance claim until their claims get denied.
Usually, the denial of their insurance claim comes with a great deal of stress, financial loss, worries, and wasted time, and all of these could have been avoided if they had allowed a public adjuster to handle their insurance claims.

Dealing with the insurance carrier directly for your insurance claim sets you at a considerable disadvantage, and there are higher chances that your request may even be rejected. Many of our clients regret wasting so much time, which affects their daily routine negatively before turning to us for help.

Many people think that hiring a public adjuster to handle their insurance claim will attract huge costs. This is not the case, our practice at Dependable Claims Specialists doesn’t cost you anything.

Our fee is a percentage of the amount we are able to recover for you. This means a couple of things to the benefit of the policyholder.

1. If the policyholder does not get paid; we do not get paid.
2. This also incentivizes us to maximize your recovery.

Leaving your property damage claims in our hands at Dependable Claims Specialists gives us the charge and ability to fight for your claims on your behalf, and to get you the best deal.

 

Public adjusters play an essential role in the recovery process. In the insurance world, policyholders are commonly novices who do not know the inner workings of the claim process with the exception of what they are told by their insurance carrier. When you do not have a proper understanding of how your insurance policy works, a small mistake may cause a significant disadvantage for you. This is the primary reason why you need to entrust your insurance policies to a public adjuster who can avoid those mistakes and can take on the burden of the process for you. At Dependable Claims Specialists, our clients appreciate our public insurance adjusting services because we handle the challenges on a claim by claim basis to better process and handle any unique situations or circumstances. From our experience in dealing with insurance carriers, we know this to be the best way to approach insurance carriers and their adjusters to get the best settlements for our clients. When clients approach us to help them with their insurance claims, we help them in many ways, including: 1. Notifying the insurance carrier immediately about the property damage and filing the claim. 2. Saving time. 3. Managing the complex insurance claim process. 4. Filing proper documentation in a clear and timely manner. 5. Studying the insurance policy to find advantages to back the clients claim. 6. Investigating and gathering evidence to support the clients claim to better ensure fair settlement. In several other ways, we defend your best interests against the insurance carrier’s benefit. With us in charge, you do not have to lose valuable and profitable time trying to settle your own insurance claims. Here at Dependable Claims Specialists our professional and expert public adjusting staff do things by the book, and we carry you along every step of the way, keeping you informed and prepared. You can trust that with Dependable Claims Specialists in charge of your property damage insurance claim you will be taken care of.

When our clients realize what we here at Dependable Claims Specialists can do, many are surprised to find that they had not been informed on how much a public adjuster can accomplish for them. Public adjusting is not a well know industry. However it is absolutely crucial in acquiring the most beneficial settlement for the policyholder. Here we will go over some of the numerous reasons a public adjuster should be involved in anyones insurance claim. It is a public adjusters job to fairly and accurately represent their clients claim to their carrier to ensure a fair settlement for their client. We asses damages and review the policy to apply necessary coverages to ensure to the best of our abilities that the damage to your home does not have a permant or long lasting affect on your personal life, and to get you back to your status quoe as quickly as possible. The claim process is a tedious and time consuming one. We at Dependable Claims Specialists, are experts in this process. We take the burden of numerous phone calls, emails, and negotiations off of the clients shoulders. This allows the client to focus on the things that are more important in their dailey lives without interuption. Along with the tedious claim process comes many nuances and intricicies the policyholder is not aware of. There are many documents and formalities that if not properly handled can cause larger problems for the policyholder and possibly for their settlement. The public adjusters at Dependable Claims Specialists are proffesionals who are trained to know and handle these formalities allowing us to expedite the process while keeping the client informed and their expectations realistic. Through proper representation and defense of your claim a public adjuster can help substantially increase your settlement. In Florida alone the average settlement is increased 740% when handled by a public adjuster. We here at Dependable Claims Specialists pride ourselves on effective and satisfactory service and our number one goal is ensuring you are happily taken care of with your settlement. We at Dependable Claims Specialists have unparalleled expertise in handling insurance claims, and we know just how to help people get back on their feet. We can be reached via call us at 1-833-4UR-LOSS (1-833-487-5677).

It is the insurance carriers promise to provide the means after a loss to return them to pre-loss conditions. They make this promise in exchange for monthly payments. The problem comes when like today the carrier must deal with hundreds of thousands of claims every day and even more when a natural disaster such as a hurricane or tornadoe occur. They must sift through these claims as quickly as possible and do their best to treat each claim fairly while also dealing while large amounts of fraud in which they deal with a holder who is trying to receive compensation for damages under false pretenses. With such a large clientell and demand error is unavoidable. Though a carrier is not likely to intentionally hinder their client natural over sight or inexperienced adjusters can cause hold ups, and issues thus accidentally creating inconvenience for their clients. When these incidents occur it can take months and in some case years that involve arguing and litigation before these issues are resolved. The policy holder trusts their carrier to take care of them but that trust is damaged when these issues affect their settlement or when they feel that their carrier intentionally deceived them when in reality it could be as simple as an inexperienced adjuster under estimating the claim or the policy holder misunderstanding one of the numerous legal documents. Trusting your claim to a public adjuster to handle your claim is the safest way for the policyholder to avoid as many of these incidents and oversights as possible. Our public adjusters here at Dependable Claims Specialists are trained to handle any scenario or hiccup they may encounter and we understand that everyone in the process is human and therefore we must stay informed and up to date in order to correct oversights and mistakes as soon as they occur.

Insurance policies are contractual agreements designed to cushion against financial losses when accidents occur. Accidents happen to everybody, but the ability to properly recover depends on the policyholders policy and the way their claim is handled and adjusted. Accidents come with unexpected losses, and anyone with an insurance policy should be encouraged to file their claim as soon as possible when these losses occur so that the policyholder can put these accidents behind them as quickly as possible. Unfortunately, insurance claims are frequently denied or settled at numbers that do not allow for full recovery. When insurance claims are denied, it inevitably places a more significant burden on the policyholder, and this can be tough and frustrating. The good news is; a denied insurance claim is not the end of the with help it is still possible to recover what the policyholder needs.

A denied insurance claim will aggravate an already bad situation for anybody. The difficultly the policy holder may face when filing their claim is frustrating enough but to have their efforts end in a denial, which is effectively a dead end, can be disheartening and extremely upsetting. Below are some of the most frequent reasons for denial: • Negligence – this is based on the argument that the policyholders lack of maintenance or attention directly led to the cause of loss the claim was filed under. • Incomplete paperwork – this denial is based on the argument of improper documentation or lack of necessary documents needed through the claim process • Deadlines – lack of returned documents or delayed responses can lead to a denial based on lack of response. • Unclear definition in policy terms, and many more – there are many other reasons for denial and theses change from one claim to the next. Often, when a claim denial happens, it is due to a minor error or oversight and these can be avoided with a public adjusters help. Luckily for the policy holder a denied insurance claim is never the end of the road.