Have you suffered storm or hurricane recently?
At Dependable Claims Specialists Public Adjusters we are here to make the loss easier on you by relieving you from the stressful claims handling process and by getting you the best possible settlement so that you can return to your normal life faster.
Here are some tips to avoid hang ups in the process:
• Have all of your insurance documents prepared and waiting including your policy and any communications from your insurance carrier.
• Document any and all damages immediately! A picture does speak a 1000 words when you are dealing with your insurance claim. Having proof of your damages when it comes time for the inspections can be the key to a fair settlement.
• Don’t be afraid to find alternative living conditions should the need arise. Loss of AC, no bathrooms, no where to sleep, or no where to prepare meals are all reasons you can use. Most policies provide Additional Living Expenses or ALE coverage so make sure to document and save receipts for all of your expenses that are outside the norm such as dry cleaning, pet boarding, hotels, eating out, supplies, gas, etc…
• Before the storm make sure to shutter windows and secure any openings in order to mitigate any damages that may occur.
• Before the storm take pictures to show the condition of your roof, yard, fence, home, interior, contents, etc… This may play a key role in proving you claimed damages.